| Here are suggested percentage guidelines based on net income compiled by
Dave Ramsey, author of Financial
Peace (Viking, 1997, $21.95) which he says are only recommended percentages and
will change dramatically if you have a very high or very low income. For instance, if you
have a very low income your necessities percentages will be high. If you have a high
income, your necessities will be a lower percentage or income and hopefully savings (not
debt) will be higher than recommended. Note: Other than decimal points,
do not enter any other non-numeric characters (commas, dollar signs, etc.) in the entry
boxes. Doing so will cause a JavaScript error.

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